Schooling is a valuable investment in your future but the debts you accumulate can be discouraging and overwhelming. If you aren't able to pay off the costs of your education, seek the legal help of a student loan attorney.

student loan default help

What we can do for you

Let’s explore various options to significantly reduce or even completely eliminate student loan debt. Our student loan lawyers will look at all your options to make the best recommendations.
  • Payment Plan Options
    Payment Plan Options

    There are a lot of different contingencies concerning student loan repayment plans. A student loan attorney can help you understand which plans are available for you and which ones are not applicable for your situation.

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  • Consolidating Federal and Private Loans
    Consolidating Federal and Private Loans

    Consolidating federal student loans and private student loans can lower your monthly payments. Before you consolidate your loans, talk to our student loan lawyers so you know your rights and goverment loan programs available.

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  • Student Loan Discharge
    Student Loan Discharge

    If you have federal student loans, you can discharge or cancel them under certain circumstances. While everyone is entitled to petition for federal loan cancellation, people can only succeed in this effort if they can meet very specific requirements.

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  • Private Loan Litigation / Negotiation
    Private Loan Litigation / Negotiation

    If you are in forbearance or deferment of private student loans, ultimately, the principal, interests and penalties will add up and you may find yourself with student loans you cannot afford. Our student loan attorney will help negotiate your student loan debt settlement.

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  • National Collegiate Trust
    National Collegiate Trust

    Have you had a lawsuit filed against you by National Collegiate Trust? Talk to our student loan lawyers to learn your rights and let us work to resolve your student loan litigation. If you have been sued by National Collegiate Trust, this should not be ignored.

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  • Stop Student Loan Wage Garnishment
    Stop Student Loan Wage Garnishment

    Possibly one of the most frightening pieces of news that you can receive is a notice that your wages are about to be garnished in repayment of student loans. Very often this happens as you are struggling to cover your debts and your living expenses at the same time.

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Need More Information

We understand student loan debt from a personal perspective (we had large loans ourselves).


The best strategy for success is to have a winning team behind you. Meet our multiligual team (English, Spanish, Creole).

At Van Horn Law Group, our highly dedicated team of professionals offer you excellent legal care at an affordable price. We pride ourselves in putting you first in everything that we do. When you need someone to fight for your legal rights, the team at Van Horn Law Group is here for you.

Our main headquarters is located in Ft. Lauderdale, Florida, but we help clients throughout the State of Florida. We represent clients in personal bankruptcy, corporate bankruptcy, student loan litigation and consolidation, estate planning, LGBT estate planning, foreclosure defense, corporate representation, health care law, civil litigation and debt relief.

Our award winning Florida attorney has been recognized and earned

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Any Questions?

Find answers to the most commonly asked questions about student loan default help, student loan litigation and more from our student loan lawyers.
Is it possible to discharge student loans in bankruptcy?

Yes, but it is much more difficult than discharging other types of unsecured debt like credit cards. You have to prove “undue hardship.”

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Discover your options with our award winning South Florida lawyer, completely free of charge.

At Van Horn Law Group, P.A., our experienced South Florida lawyer and student loan lawyers are ready to review your case to see what options are available to you. With years of experience helping people just like you with their financial decisions, you can be confident that we will not lead you astray. The first step towards making an informed decision is filling out the Free Case Evaluation form on this page.

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