You Still Have Options to Get Out of Debt

It’s not too late.

Why Choose Van Horn Law Group in South Florida

  • Free, no obligation case evaluation
  • Highly rated & reviewed on Google and Trustpilot
  • We take the time to review all aspects of your financial situation
  • If bankruptcy is not the right option for you, we actually let you know
  • We don't talk down to our clients
  • We don't hide behind legal jargon
  • We don't pass important work off to paralegals or unqualified support staff
  • We often take cases other attorneys are unwilling or unable to handle
  • We often take cases regardless of how complex your case may be
  • AV Preeminent® Rated from Martindale-Hubbell®
  • We'll be there with you every step of the way
  • Flexible appointment availability
  • We handle personal and business bankruptcy cases
  • We believe being genuinely caring and compassionate matters!

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Benefits of Filing Bankruptcy With a Lawyer in South Florida

  • Bankruptcy can also act as a reset button for your credit
  • The removal of outstanding debt can be a huge boost for your credit score
  • Once done, you can begin rebuilding your credit immediately
  • Filing for bankruptcy can be the first step to stabilizing your life
  • There is no reason to be ashamed to take this measure as it is meant to assist those who have fallen on hard times

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We understand dealing with a foreclosure can be stressful. Van Horn Law Group can help reduce your stress.

Foreclosure Lawsuit: Things You Should Know.

Once you receive notice of a foreclosure lawsuit you have only 20 days to formally respond to the court. If you do not, the court can issue a default judgment against you. Anytime a lawsuit is filed against you, you should consider talking to an attorney to discuss your response to the lawsuit as well as options that may be available to you that may help keep you in your house.

The initial legal filing to final sale confirmation of the property can take up to six months, sometimes longer. An attorney can walk you through the steps throughout the process and keep you informed about your case.

Foreclosure Terms You Need to Know.
  • summons - an official notification to appear before a judge or magistrate.
  • default judgement – is a binding judgment in favor of either party based on some failure to take action by the other party.
  • lis pendens - a Latin term meaning a notice of a pending lawsuit that is recorded in county real estate records.
  • HAMP - Home Affordable Modification Program.
  • legal remedy - is the means with which a court of law enforces a right, imposes a penalty, or makes another court order to impose its will.
When and Why to Seek Legal Representation.
  • If you’re a facing foreclosure, you’ll need to decide if it is worth your time to fight the foreclosure.
  • If you believe you have a defense to the foreclosure, and you want to keep your home, you most likely will need a skilled attorney to help.
  • In most cases, you'll have to raise the defense in court, either by filing your own lawsuit or responding to the lender's lawsuit.
  • An attorney can help you with a loan modification process if the bank is stalling or pursuing a foreclosure and a loan modification at the same time.
  • You will probably need an attorney if the bank or loan servicer prematurely changes the locks or removes your personal property from the home.


Dedication. Experience. Results. No matter how complex the issue, our Student Loan Lawyer and Bankruptcy Attorney Fort Lauderdale apply their extensive legal knowledge and strategies to obtain the best possible outcome for you or your company.


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Talk to our South Florida attorneys. Why put it off? Get answers today.


While many people opt to pay for fees at once or on a retainer basis, some prefer to utilize our $0 Down payment option. Here's how it works: After you sign an engagement for services agreement with our firm, generally speaking, the court filing fees and costs will be paid up front. These can be waived in certain circumstances. You do not pay anything initially for our bankruptcy legal fees. We work out a payment plan with you, where you are aware of the fees in advance for our services. You'll pay on a monthly basis over 12 months until our fee is paid. Some clients find this helps to allow them to meet all their obligations while the bankruptcy process proceeds. If you have further questions about our services or this option, please don't hesitate to contact our office.